Customer Service is closed on Saturdays and Sundays. No annual fees. Or, I still got approved but only for $1000. Thank you for your recent inquiry with The Home Depot. Get around faster in an intuitive, clutter-free environment. I pay over monthly minimum & pay off in under six months. Never asked just increased on own. How to Increase Your Chances of Getting Approved for the Home Depot Credit Card. Applied for Business Credit 60 Days with Home Depot. Pre-approved and pre-qualified offers generally provide an 80% - 90% chance of approval. 50 Home Depot coupons and promo codes for July. The Home Depot Pro services has the products, tools, service and savings Pros need to help grow their businesses. No interest if paid in full within 6 months* on purchases of $299 or more. There is no annual fee or APR on purchases made with the card, but the total amount must be paid back within a specific time frame. Apply Now. To speak with a ProPurchase representative, please complete the information below: The associate will give you your temporary credit card account information and a $25 coupon. Extend your budget for making home repairs, updates and improvements. LoginAsk is here to help you access Home Depot Commercial Account quickly and handle each specific case you encounter. Manage Card. GreenSky earns generally good reviews on its BBB page and compliments for its customer service team. Good card to have. Home Depot Commercial Account will sometimes glitch and take you a long time to try different solutions. You can charge purchases to your account right away. Pro Xtra members get: Rewards on all qualifying purchases in-store or online, any way you pay. Applied for it in store on cash register, took all of 5 minutes. Even though I was given a CL of $5000, it's due each month and with it managed by Citi, I am looking forward to building with them so more useful accounts with like a Costco Business Visa in the future will be easier to achieve. The Home Depot / Citi credit card system available to provide customer service is so woefully inadequate it is inept it is way beyond an inconvenience. Enter your Username and Password and click on Log In Step 3. Nail Down Your Profit Margins. Step 5 There are user reports of being approved with a score as low as 600. Apply in-store or online. We will credit payments made through the mail to the Account on the date of their receipt by us. If you have multiple accounts, you will be asked to select one for tax exemption registration. 01-24-2022 02:06 PM. Some defective items may be subject to the terms and conditions of the manufacturers warranty and will not be replaced by Home Depot Pro. N/A. Visit the Pro Desk at your local Home Depot store to apply. An RGA number is required prior to returning to Home Depot Pro. Rewards. NAMYNOT offers two net 30 account options. For questions about the services provided, you can call 1-800-677-0232 . Whether you order online or send a runner to the nearest store, ensure you earn Pro Xtra Perks and have visibility into all spend. 78 monthly payments at 12.86%. The Home Depot Project Loan is serviced by GreenSky, which specializes in home improvement financing.

Customer Service hours of operation are Monday through Friday, 8:00 a.m. 8:00 p.m. If any of your details are incorrect, select Make Updates to visit the My Account page. Commercial Account Net 30 Approvals from $500 $2,000 Reports to all three business credit bureaus Last month, I got $9K from Lowe's Business. Call (833) 461-0151 . If there On the other hand, if you get a pre-selected offer, it means you fit some general criteria established by the issuer and have around a 70% chance of approval. By App:Log in to the Citibank app. Home Depot reports that you're "more likely to be approved" for the Home Depot credit card with a score of 640 or higher. 10-20% back in Quarterly Rewards when you buy paint. Credit Karma Member. My Account page STEP 2: Select the Set Up link under the Authorization tab or access the Actions drop-down menu, and follow the authorization prompts. However, Home Depot also considers other factors such as your income, debt, and any negative items on your credit report. I was just approved for a Home Depot credit card (Commercial Account Business Credit Card). Step 4 Verify your account information. Shop Office Depot for low prices on office furniture, supplies, electronics, print services & more. Sign into your account. Then, tell them youd like to check your Home Depot Credit Card application status. This is in contrast to the Lowes Advantage Card: It offers 5% off everyday purchases at Lowes, which is The Home Depots major home improvement store competitor. You'll need a credit score of at least 640 ( fair credit) to be considered eligible for a new account. Most credit card offers require very good credit. Alerts will come from The Home Depot Credit Card Alerts, and you can text STOP to 95245 to stop Alerts, or text HELP to 95245 to receive help. To get information on services offered in your area, please visit proreferral.com and the company selected should reach out to you and provide pricing and scheduling information! If all information is correct, start the registration. Speak with a live credit specialist to see if we can help improve your score. Get free shipping on qualified Commercial Freezers products or Buy Online Pick Up in Store today in the Appliances Department. 60 fixed monthly payments at 5.99% APR. The first is a prepaid credit builder service where they charge a $50 upfront fee for reporting this payment to Dun & Bradstreet. You can apply for the Home Depot Business Credit Card online on Home Depot's website or in your nearest Home Depot store. Credit . As others have stated, approval required a call in after submittal. No-Interest Periods.

To speak to the ProPurchase Customer Service team, contact them at 1-800-401-7299 or ProPurchase@homedepot.com. Message and data rates may apply, and message frequency varies by account settings. Step 1. Fill out the application by providing your full name, email address, street address, phone number, financial information, Social Security number and date of birth, and then wait for your approval. Click the Apply Now link above the credit card you wish to apply for. Special promotions offered during the year. By Phone:Call 1-800-677-0232 and follow the prompts to connect with a customer service representative. To apply online, go to The Home Depot Website. Step 1. Pay & Manage Card. Choose the Social Security option and follow the automated prompts to connect with a representative. Make sure youve registered your DUNS number, then visit the Home Depot Commercial Credit Center to apply today. The second is a traditional Net 30 account with 30-day terms on its marketing services. The spend management tools in your Pro Xtra account ensure you can use the time-saving features built into Pro Xtra Loyalty Program and the Pro Online Experience. 90 monthly payments at 16.24%. You can choose whether that time frame is 30-days or 60-days. Customers will find that a Home Depot project loan is somewhat like a Home Depot credit card because this is a credit line.

Simplify Spend Management. Its rates and time frames are as follows: 36 fixed monthly payments at 3.99% APR. Commercial Revolving Charge or The Home Depot Commercial Account, a Home Depot 10% off coupon, or a Home Depot discount code that gets you 10% off. Call (800) 677-0232. Hassle-free returns within 365 days of purchase . In order to become one of Home Depots vendors and actually make money, you need to have a reasonable profit margin that covers the costs of labor, packaging, shipping, marketing, wholesale distribution and commission. The Home Depot Business Credit Card: The Cons. I read somewhere 3 years in business is what they look for. As a pro, you can maximize your spend and manage your business more effectively with a Home Depot Credit Card, revolving or commercial account tailored to your needs. Please note that omitting requested items may delay processing. We offer professional services through Home Depot vetted third party companies. Log in from anywhere with a design optimized for any device. Were not kidding when we say that APR is harsh: At 21.99% (except if youre in GA or NC), the Home Depots business credit card interest rate is a lot higher than youd find on many other business credit cards on the market. 1-800-677-0232. Credit terms are granted to new Home Depot Pro customers upon the Home Depot Pro approved Credit Application form. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months. Business is about 1 year 10 months old. Customer reviews verified as of. Credit limit of $500. Unlock more benefits when you link your Home Depot Commercial Credit Card. Online: Log into your Citibank account and click on the Home Depot Credit Cardto see its balance. Your credit card balance will be shown on the home screen. Apply Now. 4 tiers with term and APR subject to qualifying credit approval: 66 monthly payments at 7.42%. 17.99%, 21.99%, 25.99%, or 26.99%, based on creditworthiness. Key features. Got the Home depot card in Nov. 16 October 2020. Some Advanced Notes (For Members of BCW Online ): [hidepost] Home Depot has 2 cards 1.)

How to apply for a Home Depot Credit Card: Go to the Credit Center section of the Home Depot website. Lastly, an invitation to apply gets sent out based on demographics, not your credit. 84 fixed monthly payments at 7.99% APR.

You can also apply online and receive an answer in as little as 45 seconds. And the default APR is even tougher. 114 monthly payments at 19.96%. Home Depots commercial account card functions differently than a standard credit card. The people at Home Depot were so kind, said Kaufman Get unlimited digital access to the Napa Valley Register for just $1 for your first 6 months! Enjoy every article without restrictions Up to 24 Months Financing* during special promotions. Hi Kathy! Consumer Credit Card. Your Home Depot Consumer Credit Card Account is owned and managed by Citi Cards Canada Inc. Account Payments Sufficient time is required for payments to reach us by the Payment Due Date shown on the Account Statement. Plus, generate leads for your business by becoming a Local Pro. The Home Depot card and Lowes card both have no annual fee, but different interest rates. Log in from anywhere with a design optimized for any device. For questions about your Consumer Credit Card view Frequently Asked Questions or call 1-800-747-3787. The Home Depot does not offer a straight discount on purchases made with its in-house credit card. 17.99% - 26.99% variable. Upon approval, Pro Xtra members receive an offer to save up to $100 off of their next qualifying purchase. 6 Months Financing* on purchases of $299 or more. Getting approved for a credit card requires a little planning. The Pro Xtra Credit Card offers rewards and low monthly payments. The following data may be collected and linked to your identity:PurchasesFinancial InfoContact InfoUser ContentSearch HistoryIdentifiersUsage DataDiagnostics Home Depot uses Citi for managing customers' credit cards. Click on the "Credit Services" link to the right of the search box. 1 Year to Make Returns - 4X longer to make returns, just for being a cardmember. Card FAQs. Other cards may offer better standard interest rates. I gave a PG for this. Free shipping on qualifying orders. Personal and business identificationSole proprietor: You will need to present your Social Security number. LLC: You may need to present the EIN and business registration. If you are the sole owner, your name should be listed as such.Limited liability partnership: You will need to provide an agreement that shows the names of all the partners as well as the name of the business. Get around faster in an intuitive, clutter-free environment. Manage your account your way with all the features you enjoyed beforeand more. Pre-Qualify Now. Aside from the Consumer Home Depot Credit Card, theres a Project Loan card, and 2 Commercial card options. Provide all the information required to confirm your identity (full name, SNN, phone number). I have (probably will be had) commercial and consumer accounts for years and needed older statements (>18 months old).

N/A; payments due in full each month. Make Everyday Home Improvements with The Home Depot Consumer Credit Card. For your protection, your application information will be For the second option, you can nab special financing on purchases at Lowes that are above $2,000. Home Depot offers project loans with a credit line of up to $55,000 at a fixed APR. Go to Commercial Home Depot Account website using the links below Step 2. Scroll down to the credit card you want to apply for. Business Credit Bureau Reporting: Dun & Bradstreet. 1.5 out of 5 stars, based on 1,842 customer reviews. My latest business credit approval just fresh out of the oven. Enjoy free in-store pickup or curbside delivery. Sign up in store at the Pro Desk or log on to the Pro page to open a Pro account and start taking advantage of the benefits, services and business solutions available to Pros. Have used every month since, credit increase in Feb. of $250. Need it today? To help ease the shopping and billing process, the Pro Xtra Credit Card and Commercial Account Card provide the following features: The ability to issue cards to entrusted employees to make purchases on their behalf. Top Home Depot promotion: Buy Online & Get Free In-Store Pick Up In Two Hours. Tips:Save on shipping charges by choosing the in-store pickup option.Order online, and then hassle free returns to the local brick and mortar store.As long as your order is over $45, you usually have free shipping direct to your home address